The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.
Option 1: The system can update the cost of that specific shortcut in the base graph and quickly re-run the Dijkstra search (Step 2) on the abstract graph to find an alternative high-level path.
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